Please pay particular attention to this month’s articles covering various topics regarding Medicaid. If you are planning on applying for Medicaid benefits for a spouse, parent, loved one or yourself, these articles will be very informative and helpful.
As in our past newsletters you will find helpful tips for your planning and care needs as well as links to other helpful online articles and resources. And remember, please take the time to look over this month’s articles; we believe they will prove to be very beneficial to you and your family.
Please contact our office if you have any questions or concerns regarding your estate or care planning needs.
This Month's Articles:
Proof of Citizenship Needed for Medicaid Applications or Renewals
What to Do When Medicare Says 'No'
How to Prepare When Elderly Parents Move In With Adult Children
Book Revew: Plan Your Estate
Choosing a Life Insurance Policy
Can an Employer Cut Retiree Health Benefits?
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| Proof of Citizenship Needed for Medicaid Applications or Renewals |
| Beginning July 1, 2006, Medicaid applicants in most states will have to show proof of citizenship or nationality in order to be eligible for the program. The new requirement is part of the Deficit Reduction Act of 2005, which Congress passed in February 2006. It also applies to Medicaid recipients who are renewing their Medicaid eligibility. |
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| What to Do When Medicare Says 'No' |
| Your doctor suggested you have a minor operation or procedure, you went ahead and had it done, and now Medicare won't pay for it. What should you do? Appeal. |
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| How to Prepare When Elderly Parents Move In With Adult Children |
| More and more parents are moving in with their adult children, and the trend probably won't reverse anytime soon. As nursing home costs continue to rise, children and their parents are finding that living together is a better arrangement, both financially and emotionally. But having a parent move in is a big adjustment for everyone, and it is important to be prepared. Preparations can range from making physical adjustments to the house to figuring out finances. |
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| Book Revew: Plan Your Estate |
 Plan Your Estate is a comprehensive book designed to explain the planning options for successfully transferring property to loved ones after death. It covers everything from estate planning basics and probate avoidance to funerals and estate issues following a death. |
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| Choosing a Life Insurance Policy |
| Deciding which type of life insurance to purchase can be a confusing process. Term life? Variable life? Whole life? Universal life? What do these terms mean and which option is right for your situation? Here's an introduction to the basic choices. |
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| Can an Employer Cut Retiree Health Benefits? |
| Some fortunate employees belong to employer-provided health care plans that carry over to retirement. But how secure are those benefits after retirement? Under what circumstances may the company reduce or terminate them? |
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